FD Calculator (Fixed Deposit Calculator)

FD Calculator Features

• Instant FD maturity amount calculation
• Supports monthly, quarterly, half-yearly, and yearly compounding
• Provides total interest earned along with final maturity amount
• Designed for banks, NBFCs, and post office FD schemes
• 100% free, fast & mobile-friendly

What Is an FD Calculator?

An FD Calculator helps you estimate how much your fixed deposit will grow over a selected time period. It shows the interest earned and maturity amount based on the principal amount, FD interest rate, and compounding frequency.

How to Use the FD Calculator?

• Enter your principal amount
• Enter FD interest rate in %
• Select tenure in months or years
• Choose compounding type
• Get instant maturity & interest results

FD Calculation Formula

The fixed deposit maturity value is calculated using the formula:

A = P (1 + r/n)^(n*t)

P = Principal amount
r = Annual interest rate
n = Number of compounding periods per year
t = Time in years

FAQs

1. What is maturity amount in FD?

It is the final value of your FD after adding the total interest earned during the deposit tenure.

2. Which compounding frequency gives the highest return?

Monthly compounding usually gives the highest maturity value.

3. Is this FD Calculator accurate?

Yes, the calculator uses standard banking formulas used by financial institutions in India.